Success mainly depends on whether the conditions for handling cards are met. Having a time deposit is a bonus, but it doesn't decide whether to approve it or not.

The basic conditions for applying for a CCB credit card are: at least 18 to 70 years old, with full capacity for civil conduct; Have a stable occupation and income, be able to repay the principal and interest on time, and have a good credit. There is no requirement for the deposit on the card. If there is a large time deposit, it will be helpful for the audit.

You can apply directly online at CCB official website. If you have CCB's online silver shield, you can choose to verify it when you apply, and you don't need to go to the outlets to sign it in the future. If the new customers who have not verified the online banking shield must face-to-face, the bank will send a text message to let you go to the nearest CCB outlet for face-to-face interview after passing the preliminary examination. When signing face-to-face, you only need to provide the original ID card without other materials. In addition, mobile banking and WX (China Construction Bank) can also apply for credit cards.

If you can submit some financial proof and hope to get a higher quota, it is recommended to prepare your ID card and financial proof and apply at a nearby CCB outlet. Pay attention to SMS after application, and the bank will send you SMS after the progress and results of the audit.