The following conditions can be regarded as the qualifications of the applicant:
1. Work: The work unit can reflect the income stability of the applicant. The better the applicant's work unit, the higher the amount he can get.
2. Position: Income can reflect whether the applicant has repayment ability. The higher the income, the higher the amount.
3. Credit records: Credit records can reflect whether the applicant has a good willingness to repay. If the credit record is not good, not only the amount is low, but also the possibility of rejection is great.
4. Education, assets, real estate, vehicles, deposits, etc.