How to inquire about the credit card statement of ICBC?
credit card billing date: refers to the date when the credit card is billed. ICBC will provide you with a credit card statement on the billing date, and indicate the billing status of the credit card from the previous billing date to this billing date, prompting you how much you should pay back on the due repayment date; Due repayment date of credit card: it means that the credit card needs to be repaid on this date at the latest. If it is not repaid on the due repayment date, interest or liquidated damages may be generated.
you can log in to ICBC e life, select the card to be queried through the "Finance" page, and click "Settings-Basic Settings" to query the billing date/repayment date of the credit card. In addition, you can also make inquiries through online banking, mobile banking and other channels.
(Answer time: August 7, 219. In case of business changes, please refer to the actual situation. )
How to check the credit card statement of ICBC
You can check it on official website or WeChat WeChat official account, and it is troublesome to log in by computer if you want to check it in official website, so here is the inquiry method of WeChat WeChat official account.
1. enter China industrial and commercial bank e-banking in the wechat search box to search.
2. Click to enter China Industrial and Commercial Bank E-banking WeChat official account and then click the following attention to WeChat official account
3. After paying attention, click My-Bank Card Binding in the lower right corner of the home page
4. Fill in your own information to bind.
5. after the binding is completed, click the credit card in the lower right corner-check the bill to see your own bill.
6. The inquired bill contains detailed information about your credit, including the billing date.
ICBC credit card billing statement
If you want to query the billing statement of ICBC credit card, you can log in to ICBC E Life, and then click Finance-Card Settings-Basic Settings on the page to query the billing statement.
The billing date of ICBC's credit card is from the 8th to 26th of each month. Cardholders can set the billing date to any day during this period according to their own usage habits, and the repayment date of each month will be fixed as the day selected by the cardholder.
ICBC's credit card billing date can be adjusted once a year. If you want to adjust the date after selecting it, you can apply next year.
The billing statement of credit card is regulated differently by different banks. Some banks set certain days as billing statements, others decide your billing statement according to your birthday, and most banks generate billing statements immediately. However, some banks can apply to change their billing statements (most, but not absolutely, credit card billing statements such as Bank of China and ICBC are not allowed).
how to check the credit card statement of ICBC?
The billing statement of ICBC's credit card can be inquired in the following ways:
Online banking inquiry: log in to the official website of ICBC, click "Personal Online Banking Login", and then enter the account password according to the prompt to inquire about the status of ICBC's credit card bill.
Counter inquiry: You can go to any business outlet of ICBC, bring your ID card and bank card, and inquire the credit card bill and balance of ICBC through manual service.
online self-registration personal online banking inquiry: log in to the main interface of China Industrial and Commercial Bank and click Register. Only one card can be registered when self-registration personal online banking. According to the prompt of the bank interface, after registration, log in to the online banking, enter my account, click the statement, and check the statement according to your own needs.
you can also call the customer service phone of the bank for consultation.
ICBC's deposit interest rate is calculated according to the upper and lower limits of the deposit interest rate stipulated by the People's Bank of China. The calculation method is to multiply the deposit amount by the deposit interest rate, and the deposit interest rate shall not exceed the upper and lower limits stipulated by the People's Bank of China. Bank interest is the product of principal, deposit period and interest rate.
interest is calculated on a year-to-year, month-to-day basis. If the interest-bearing period is a whole year (month), the interest-bearing formula is: interest = principal × years (months) × years (months) interest rate; If the interest-bearing period has a whole year (month) and a fraction, the interest-bearing formula is: interest = principal × number of years (month) × annual (month) interest rate+principal × fraction days × daily interest rate.
calculate the interest according to the actual days. That is, every year is 365 days (366 days in leap year), and every month is the actual number of days in the Gregorian calendar of that month. The interest-bearing formula is: interest = principal × actual number of days × daily interest rate.
Company Profile
China Industrial and Commercial Bank was established on January 1, 1984. On October 28th, 25, the headquarters building of China Industrial and Commercial Bank was transformed into a company limited by shares. On October 27th, 26, it was successfully listed on the Shanghai Stock Exchange and the Hong Kong Stock Exchange on the same day. ICBC takes service as its foundation, insists on creating value by service, and provides comprehensive financial products and services to 8.1 million corporate customers and more than 65 million individual customers around the world.
Consciously integrating social responsibility into development strategy and management activities has been widely praised in developing inclusive finance, supporting precise poverty alleviation, protecting environmental resources and supporting public welfare undertakings. Always focus on the main business, adhere to the source of serving the real economy, and grow together with the real economy * * * to survive, * * * to bear the wind and rain, * * * *; Always adhere to the risk-oriented, firmly hold the bottom line, and constantly improve the ability to control and resolve risks;
always adhere to the grasp and follow the operating rules of commercial banks, and strive to build a "century-old shop"; Always persist in striving for stability and innovation, continue to deepen the strategy and actively embrace the Internet; Always adhere to professional focus, develop professional business model, and forge "great craftsmen". For seven consecutive years, it has been ranked first in the sub-list of British Banker Global Bank 1, American Forbes Global Enterprise 2 and American Fortune 5 Commercial Banks, and ranked first in the British BrandFinance Global Bank Brand Value 5 list for four consecutive years.
Let's stop here for the introduction of ICBC's credit card bill day inquiry.