1. First of all, there is no interest when using the CMB credit card for installment payment. After using the installment business, there will be no relevant interest. China Merchants Bank cardholders do not need to worry about this. , but please note: no interest does not mean free. There is no interest charge for installment payment using a China Merchants Bank credit card, but there is a handling fee. China Merchants Bank's installment payment is a handling fee every month. For example, for 12 installments of 2,000 yuan, the monthly payment handling fee is: 2000X0.66% = 13.2 yuan handling fee.

2. Specific installments also have related installment service fees. The specific installment service fees will be averaged into each installment and repaid to the bank together with the amount of the goods that should be repaid in a single installment. The handling fees for cardholders are: 1/month (3 issues), 0.6/month (6 issues), 0.5/month (12 issues).