In the past, credit cards that were processed because of forged information will only be reflected in your personal credit report, and there will be no other relevant records, so as long as there is no bad record, you can still handle business with the bank normally.

Basic conditions for applying for CITIC Credit Card:

1. The applicant for the main card is between 18-60 years old (inclusive), and the applicant for the secondary card is between 16-65 years old (inclusive);

2. A legal citizen of China with full capacity for civil conduct;

3. Stable work or certain repayment ability;

4. Personal credit information is good and there is no bad credit record.

As long as the above basic conditions are met, you can apply. Generally, the monthly salary is above 3,000, with a certain deposit and good credit. It is no problem that the application pass rate is above 80%.

If you still don't understand, you can also call the customer service phone of CITIC Bank directly and ask the staff for detailed consultation.