CITIC Bank’s VIP service provides cardholders with many conveniences and benefits. First of all, VIPs enjoy the rights to rest in the V VIP Lounge at the airport and the security check service without queuing, which greatly saves travel time. In terms of fund management, when the account balance is insufficient, VIP can make replenishment directly from the associated account without worrying about fund turnover. For cash withdrawal needs, no appointment is required for cash withdrawals within 200,000 yuan, which is flexible and convenient. At the same time, when VIPs use CITIC Bank's ATMs in the same city to make inter-bank withdrawals, handling fees are completely waived, and online banking remittances also enjoy the same discount.
In terms of life convenience, VIP customers can also enjoy automobile road emergency rescue services, including emergency towing and fuel delivery services, providing car owners with all-round protection. For bank counter services, VIPs have green channels to prioritize business and save time. As for credit card services, it is relatively easy to apply for CITIC Bank VIP. As long as you have a stable job and income, you can basically apply. Proof of financial resources such as real estate, vehicles or high-limit deposits can further increase the credit card limit, which is usually between 50,000 and 100,000. However, customers under 25 years old cannot apply for platinum cards for the time being. Those with good credit and a deposit of more than 200,000 yuan will generally have a limit of around 50,000 yuan. Those who are newly employed or unemployed may have a lower limit, usually 20,000 yuan or 30,000 yuan.
Apply for a credit card online and receive the card within 1-2 weeks, but the initial limit may not be high. In order to obtain a higher limit, it is recommended to go directly to the bank branch to find an account manager and submit relevant information. The above-mentioned VIP services undoubtedly make CITIC Bank a financial institution that provides a full range of convenient services.