The credit card for college students is a credit card issued by the bank specifically for college students. It has the functions of free remittance in different places, accumulated consumption points, preferential treatment for designated merchants and so on. It is a good helper for college students to open credit, be familiar with finance and enrich their lives.
function
Free remittance in different places: parents can deposit cash in different places with their card numbers and withdraw money locally without paying any handling fees.
Cumulative points for consumption: If you use a credit card to spend, you can accumulate points from the corresponding issuing bank, and the points can be exchanged for goods. The specific accumulation rules and convertible goods vary from issuing bank to issuing bank.
Establish a credit record: a good credit record is convenient for handling housing loans or other consumer loans in the future.
Pay first and then repay: after spending by credit card, the bank will collect the money after 20~50 days, and there is no need to pay any interest and fees during this period.
Installment shopping: you can apply for credit card installment payment when you buy big items such as your favorite computer, and the term ranges from March to 24.