Requirements for opening Jiebei

To open Jiebei, users must meet these basic conditions: First, the user must be a real-name Alipay user in mainland China who is 18 years old or above; secondly, The Alipay account must be in normal status and bound to the bank savings card and mainland mobile phone number; in addition, the user's Zhima credit score usually needs to reach more than 600 points. Users who meet these conditions can try to apply to open the loan, but whether the loan can be successfully opened is determined by the system based on the comprehensive evaluation of the user's account, and manual intervention is not possible.

Some friends may not be able to find the option of borrowing money in their Alipay. This is probably because the user's own qualifications have not yet met the requirements for borrowing money, so the system has not opened the qualifications to users.

The activation of Jiebei is determined by the system based on the comprehensive evaluation of the user's personal situation, and manual intervention is not possible, so users cannot forcefully activate Jiebei. However, if you want to open a loan, there are certain methods and techniques. The following tips will help to open a loan:

1. Maintain good personal credit

Jiebei is a consumer credit product, which is very important. We value the user's credit. If the user has overdue behavior after using a credit card or loan, it will be difficult to open a loan.

2. Use Alipay more for consumption

Using Alipay more often for payment can increase the activity of the account, and good consumption ability can reflect our economic strength.

3. Complete Alipay’s personal information

Complete and complete the personal information in Alipay as much as possible, such as our provident fund information, academic information, real estate information, etc. These information are filled in The more detailed it is, the better it will be for the system to conduct a more comprehensive assessment of us. Good personal information will help improve our Zhima credit score, which will help us open a loan.