1. Bank of Communications is Y-force card. All credit cards are exempt from the annual fee in the first year, but it is stipulated that the card must be swiped 6 times within 12 months from the date of issuance (not counting the number of withdrawals), regardless of the amount of credit card swiping, so the annual fee in the next year can be exempted.

Even if the card is not opened, the annual fee of 100 yuan will be charged in the second year.

3. If you don't plan to use this card, you must call customer service at 800-988-8888 to cancel it.