Credit cards issued by ICBC are collectively referred to as peony cards. ICBC's Peony Credit Card is mainly divided into Peony Visa Card, Peony MasterCard and Peony American Express Card; There are three grades: platinum card, gold card and ordinary card. According to the issuing object, there are business cards and personal cards, among which personal cards are divided into main cards and auxiliary cards.

Hard conditions for applying for an ICBC credit card: the applicant must be at least 18 years old, have completely independent capacity for civil conduct and have a good credit record. After meeting these two conditions, you can apply for an ICBC credit card at any local ICBC outlet. At the outlet, the staff will ask the user to fill in the application form, and then submit the relevant materials to the local outlet according to the requirements on the application form.

1. Identity information: copy of resident ID card or military officer's card; If you are Hong Kong and Macao compatriots, you need to provide a copy of the mainland pass and residence certificate for more than one year; If you are a foreigner, provide a copy of your passport and residence permit for more than one year.

2. Proof of income and work: salary certificate stamped by the company, etc. It should be noted that the format of the certificate must meet the requirements of ICBC, otherwise it will be invalid.

3. Proof of financial resources: for example, a copy of real estate license, a copy of automobile driving license, a copy of deposit certificate, stock fund, etc.

In addition to applying at bank outlets, you can also apply at ICBC official website, but the success rate of ICBC credit card online application is relatively low.