If you apply for a credit card in the bank's business hall, you can take your ID card to the bank's business hall to collect it after the approval. If you apply for a credit card online, the bank will send the credit card to your reserved address by post after the approval.
after the audit results come out, the bank will inform you by SMS, and if the audit fails, the bank will also inform you by SMS. Extended information
Online card application refers to the ICBC credit card application business completed through ICBC portal website or personal online banking. After the applicant fills in the personal data online, the application information will be automatically imported into the examination and approval system. After the card is successfully processed, a short message will be sent to the applicant.
customers who apply for a card through the internet must complete signature confirmation, card collection and card activation at the nearest card collection outlet selected by themselves with valid identity documents.
1. The types of cards that can be applied for online card processing include: Peony Personal Credit Card and Peony Personal Quasi-Credit Card, which support the application business of main card and auxiliary card (including supplementary auxiliary card).
2. Online card application information includes: main card application information, auxiliary card application information, contact information and synchronous customization service application information. Among them, the main card (sub-card) application information includes: personal data, professional data, etc.
3. For those who apply for both the primary and secondary cards or only the secondary cards, in principle, the applicant for the primary card and the applicant for the secondary card must go through the card collection procedures at the card collection outlets at the same time with their valid identity documents. For those who fail to collect the cards at the same time, the applicant for the primary card can only go through the card collection procedures for their own cards, and the applicant for the secondary card cannot go through the card collection procedures alone without applying for the primary card.
4. If the card has not been issued for more than half a year, it will be deemed that the customer has given up applying for a credit card. After confirming that the card is in "invalid" status, the card punching and cutting corners will be invalid.
Reference: official website, Industrial and Commercial Bank of China: Card Handling Process.