Is the deposit refunded with the credit card?
In fact, the reserve fund is a large-scale installment business of the bank, which has an exclusive quota and will not occupy the credit card quota after use. Whenever you apply, it will be billed on the same day as the credit card, and you must repay it before the deadline of the last repayment date, but you don't have to pay by credit card. After all, the reserve funds of different banks are different, and the credit information display is different.
1. Some imprest accounts will be opened separately after processing, such as China Merchants Bank e-loan, CITIC New Express, Shanghai Pudong Development Bank imprest, etc. Usage will be recorded in the credit report in the form of electronic credit card. When checking the credit information, you will find that there is a credit card under the original credit card, and the information is all the processed reserve funds, including processing time, limit, repayment amount and so on. Therefore, it is necessary to repay the electronic credit card separately.
2. Some petty cash will not be opened separately after treatment, such as Xingye Xiang Xing Loan. After successful processing, the amount will be added to the total credit card, and the monthly repayment amount will also be included in the minimum repayment amount of the credit card. When checking credit information, you will only see that the total amount of credit cards has increased compared with the original, and the repayment amount has also increased. This doesn't need to be repaid separately. You can pay the credit card account directly.
Therefore, everyone should clearly know what the reserve fund is, and then make repayment through comparison. Don't pay the wrong account, otherwise the reserve fund will be overdue easily, resulting in penalty interest and liquidated damages, and credit will be damaged, with serious consequences.