China people, foreigners and compatriots from Hong Kong, Macao and Taiwan who have reached the age of 18, have full capacity for civil conduct, have a legal and stable source of income, and have a good credit standing can apply for a credit card from the card issuer of China Merchants Bank with their valid identity documents. When applying for a credit card of China Merchants Bank, the materials to be provided are as follows:
1. Identity certificate: generally, it is an ID card (two copies are required), and soldiers need to provide a copy of their military ID card;
2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/license;
3. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove the financial level.
4. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.
The more detailed the application documents provided, the higher the success rate of applying for a credit card and the higher the credit limit applied for.