Does it count as cancellation if the credit card is reported lost without replacement?
If the credit card is reported lost, it will not be cancelled. Credit cards will be frozen after loss reporting and will not be automatically cancelled. If there are still outstanding bills in the card, continue to repay the principal and interest on a monthly basis.
However, the cardholder should note that if you choose "report the loss without changing the card" when reporting the loss of the credit card, it will be deemed that the card has been cancelled, which means that the cardholder will lose the right to use the credit card forever. In a sense, it is equivalent to permanently canceling the card.
The cancellation of credit card account means that the personal information account of credit card left by the cardholder in the bank is completely cancelled, and then the cardholder applies for a credit card, which is equivalent to a white account.
When the cardholder needs to cancel the credit card, he needs to ensure that all the debts on the credit card have been paid off, and there can be no overpayment on the credit card. If there is overpayment in the card, it cannot be cancelled. You can directly call the bank credit card customer service hotline to cancel the credit card, and you can cancel it after verifying the user information.
In addition, the credit card cannot be used after it is submitted for account cancellation, otherwise the credit card will fail to cancel the account, and 45 days after the account cancellation is submitted, you should call the bank to confirm whether the account cancellation is successful. After successful cancellation, be sure to cut the old card along the magnetic stripe to avoid theft.
The above is about "whether the credit card is cancelled if it is not replenished". I hope it will help everyone!