This is a risk control reminder text message from Industrial Bank. The content is as follows:

“Dear customer: Your recent transactions have shown signs of not complying with the regulations of the regulatory agency. If you really need cash, you can Use the cash advance or cash transfer function to avoid the inconvenience caused by card reduction. "Industrial Bank" or "Industrial Bank Dear customers: Your recent transactions have not complied with the regulations of the regulatory authorities. We remind you to use your credit card only for daily use. Spend transactions to avoid the inconvenience caused by card derating. ”

If you receive a risk control text message reminder from Industrial Bank, it is likely that the customer has experienced something in the process of using the card. some bad behavior.

In this regard, customers must pay more attention to their personal behavior when using the card in the future, make normal purchases, and avoid any irregularities, such as cashing out. You must swipe your card during normal business hours, and do not always swipe the entire amount, and do not swipe your card frequently at the same POS machine. When repaying, you must also remember to repay on time to avoid overdue situations.

Customers can also apply for an installment appropriately according to their own circumstances. If the bank's risk control is really followed and the card is reduced or frozen, the customer must maintain good credit and wait patiently for the bank's risk control to pass.

Industrial Bank Co., Ltd. ("Industrial Bank" for short) was established in August 1988. It is one of the first batch of joint-stock commercial banks approved by the State Council and the People's Bank of China. In 2007, it was officially registered in Shanghai Securities It is listed on the exchange (stock code: 601166), and its head office is located in Fuzhou.

In the thirty years since its opening, Industrial Bank has always adhered to the business philosophy of "sincere service and accompanying growth" and is committed to providing customers with comprehensive, high-quality and efficient financial services. As of the end of 2014, Industrial Bank's total assets exceeded 4 trillion yuan, reaching 4.41 trillion yuan, an increase of 19.84% from the beginning of the year; net assets per share attributable to ordinary shareholders were 1.286 billion yuan, an increase of 22.61% from the beginning of the year. The annual operating income was 124.834 billion yuan, a year-on-year increase of 14.23%;

The net profit attributable to shareholders of the parent company was 47.108 billion yuan, a year-on-year increase of 14.31%; the weighted average return on net assets remained at a high level of 21.19% level; it has established 108 branches and 1,435 branches in major cities across the country; it owns subsidiaries such as Industrial International Trust, Industrial Financial Leasing, Industrial Funds, Industrial Consumer Finance, Industrial Wealth and Industrial Guosen Asset Management, forming a bank-based structure. , a modern financial services group covering trust, leasing, funds, securities, consumer finance, futures, asset management, etc.