Card cancellation refers to a credit card in a certain bank, while account cancellation refers to the cardholder canceling all credit cards in the bank. If the user only cancels a single credit card , then the account will not be automatically canceled 45 days after the card is canceled. If a user cancels all credit cards in his name, the account will be automatically closed after 45 days.

Can I still use my credit card within 45 days after cancellation?

When a user applies to cancel a credit card, the bank will not cancel the credit card immediately. The credit card will enter a 45-day risk period, and the bank will cancel the card after 45 days. Therefore, a cancellation application can be made within 45 days of canceling the credit card. If you choose not to cancel, the card will no longer be usable. If there is any fraud within 45 days, the user will be responsible for it.

Therefore, after the user applies to cancel the card, he or she can cancel the cancellation application as long as there is a risk within 45 days.