The recovery time of the credit card line of Bank of Communications is based on the time when the repayment arrives, and the line is recovered in real time; For details, please consult the time when the repayment channel you use arrives;

There are generally five main channels for credit card repayment.

1. Cash repayment is to deposit cash into a credit card, which can be operated at banks or self-service cash deposit and withdrawal machines without charge;

2. Bank debit card transfer repayment refers to repayment by bank debit card (savings card) to bank credit card in the form of transfer, free of charge;

3. Debit card transfer repayment of other banks refers to the repayment of our credit card through other banks' debit cards, inter-bank transfer and inter-bank charges;

4. It is agreed that self-service repayment is to bind a debit card of our bank with your credit card and deposit money into this debit card. On the due repayment date, the bank will automatically deduct the corresponding arrears from the debit card, just fill in an agreed repayment application form at the bank, and there is no charge; (PS: It should be noted that the balance in the debit card should be enough to pay off the total amount owed by the credit card, otherwise the bank will not deduct the money, which is equivalent to the outstanding amount).

5. Online transfer and repayment generally use online payment platforms such as Alipay and Tenpay. The credit card repayment function attached to them can be operated by the bank or across banks without charge.