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Is it cost-effective to use a credit card to apply for ETC for free, or is it better to apply for ETC at your own expense?

Of course, it is cost-effective to apply for free. You will have to pay hundreds of dollars at your own expense. If the bank has this activity and can give away an OBU device, why not? Some places don't have it yet, and some places have a limited supply and won't give it away if it's late. This is the same machine for free credit card processing and self-pay processing. Don’t worry, the bank is also a formal device that cooperates with the senior management bureau. Just combine the functions to promote this ETC credit card.