Yes

This phone call is indeed from the credit card department of Jiaxing Bank of Communications, and the credit card department will threaten you to come to your door for collection to force you to repay as soon as possible. If it is two or three months overdue, , the bank will not send someone to your door to collect payment. They may just talk to you, but if it is overdue for more than 6 months, they may come to your door. Therefore, it is recommended that if your credit card is overdue, you should negotiate with the bank as soon as possible.