The first point: pay off the arrears in time. Pay off all overdue payments, including principal and interest, to the credit card issuer as soon as possible. This is the first step to solve the second overdue problem.

The second point: communicate with the bank. Contact the credit card issuer, explain the situation and ask for help. You can try to negotiate with the bank to make a repayment plan and gradually repay the arrears in a reasonable way.

The third point: control consumption. Before paying off the debt, try to avoid using the credit card again for consumption, so as not to get into deeper debt trouble.

Summary: For the second overdue credit card, the most important thing is to pay off the arrears in time and actively communicate with the bank. At the same time, we should pay attention to controlling consumption and avoid further increasing the debt burden.

Extended data:

Overdue credit cards will have a negative impact on personal credit records, which may lead to a decline in credit rating. It is suggested to make a repayment plan in advance to ensure timely repayment and avoid overdue.

Supplementary information: If the debt cannot be paid off immediately due to financial situation and other reasons, you can negotiate with the bank to postpone repayment or pay in installments to solve the problem.

Note: The above answers are for reference only, and the specific handling methods may be different due to personal circumstances and bank policies. It is recommended to consult a bank or related professionals for accurate advice.