It is a standard credit card product issued by Meituan and local banks around the rights and interests of various life consumption scenarios. It combines the advantages of Meituan's big data intelligent model with the experience advantages accumulated by banks in the whole process of capital risk, reaches the real needs of users through online and offline consumption scenarios, and provides differentiated financial services for local customers, local life and local finance.

Basic definition

In order to face the increasingly fierce credit card cashing, many banks, such as Huaxia Bank's Yidajin business, transfer the credit line of credit card to the applicant's account in stages after reviewing the applicant's qualifications, providing disguised cashing.