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Does CITIC Credit Card take the existing minimum repayment amount?
There is no minimum repayment limit for the withdrawal of CITIC Credit Card, and the withdrawal must be paid in one lump sum on the repayment date, otherwise there will be late fees and interest.

1. Charges for overdraft withdrawal within the credit line of CITIC Bank:

The credit card withdrawal fee of CITIC Bank is charged at 3% of the pre-borrowed cash amount, and the minimum is RMB 30 yuan or USD 3 yuan or HKD 30 yuan (except CITIC Blue Card).

The withdrawal fee standard of CITIC southern fund co-branded credit card is: the withdrawal fee of CITIC Bank credit card is charged at 1% of the withdrawal amount, and the minimum is RMB 9 yuan or USD 1 yuan, with no upper limit.

The fee for withdrawing cash from CITIC Blue Card is adjusted as follows: the monthly accumulative amount of each bill is less than 500,000 yuan (inclusive), and the fee for withdrawing cash from CITIC Bank is 3%; Other banks are exempt from handling fees for the first two bills each month, and the excess is charged according to each 2 yuan.

2 CITIC Bank credit card overpayment withdrawal fee standard:

The handling fee for credit card withdrawal of CITIC Bank is 3‰ of the cash withdrawal amount, and the minimum charge is 5 yuan per transaction.