A must-have online loan if you have a credit card

Nowadays, there are still many online loan platforms, and the application thresholds are different. Today, the editor will introduce to you a few that only require There are online loans where you can make a payment with a credit card, so which places can you make a payment with a credit card? Today the editor will recommend to you

There are still many online loan platforms nowadays, and the application thresholds are different. Today, the editor will introduce to you a few that only require a credit card to make a payment. Online loans, so which places can be used to make payments with a credit card? Today, the editor will recommend some online loans that you must take out if you have a credit card.

1. Apply for Fenqi Le immediately

Fenqi Le is a shopping mall-type consumer installment loan with a maximum loan limit of 50,000 yuan. If you have an online loan with a credit card that is very easy to pass, you can apply directly for Le The repayment period is up to 18 months, and the product limit can be used for shopping or cash withdrawal.

2. Apply immediately for Huanbei

Huanbei is also a relatively old credit card loan opportunity. If you have a credit card, you must take out an online loan. The loan limit is generally around 20,000 yuan, with a maximum of 20 Ten thousand, the usage period is 1-12 periods, and users aged 22-50 who have credit cards can apply on the same day and the money will be deposited into their account.

3. Xiaoqingdai

This loan is newly launched and is a new product of CreditEase. It has different quotas with other products of CreditEase. It is less than 30,000 yuan and has a validity period of 12 months. You can apply with a credit card, and the payment is relatively high. It should be noted that this credit check is done online.

4. Yifenqin

Yifenqian is a large-amount installment loan under Lakala. It is also relatively old. Users with credit cards can borrow up to 100,000 yuan, and the usage period is 3- 12 months, this product is also a loan from a formal licensed institution, so you need to have a good personal credit report when applying.

5. Tongsongdai

Tongsongdai is an old website that has been online for a long time. The payment rate has always been relatively stable. The website has now canceled Taobao certification and basically has credit cards. You must place a loan. The maximum loan limit is 50,000 yuan and the maximum period of use is 12 months. There is no credit check when applying, but credit checks from hundreds of banks will be made. Please pay attention to repay the loan on time.

The above are all online loan options that must be taken out if you have a credit card. Friends in need can refer to them. These are loan products from formal licensed financial institutions, and some of them have certain requirements for credit reporting. Yes, you need to check the credit report and pay attention to the loan contract when applying. For users with good credit report, it is easy to get the loan.

Here are the popular loan platforms where credit cards are available

Using credit cards to pay can solve the problems in the daily lives of cardholders. Many young people use credit cards for consumption. If your credit card limit is not enough to meet your consumption needs, you can also apply for a credit card loan with a higher limit. So, what kind of loans can you get with a credit card?

1. Huanbei

Huanbei is a platform that allows you to borrow money with a credit card. The maximum credit limit is 50,000 yuan, and the loan can be repaid in up to 12 installments. However, it should be noted that the limit applied for by Huabei can only be used to repay credit cards, and cannot be used to withdraw cash from bank cards.

2. Hengyidai

Hengyidai is also a platform where you can borrow money with a credit card. The limit can be up to 200,000 yuan, and the loan can be repaid in 12 installments. The loan is issued very quickly. Kuai is relatively well-known among all online credit card loan platforms. There are many people applying and the card acceptance rate is pretty good.

3. Baoyin Consumer Finance

Baoyin Consumer Finance also offers credit card repayment products, so it is also a platform where you can borrow money with credit cards. The maximum limit is 50,000 yuan, and the maximum limit is 50,000 yuan. It can be divided into 12 installments. Like all credit card repayment platforms, the applied limit can only be used to repay credit cards and cannot be used to withdraw cash.

4. China Merchants Bank E-loan

Quality credit card customers of China Merchants Bank can be invited to open e-loan, which can be regarded as an exclusive cash installment product for credit cards, with an exclusive loan of up to 300,000 After the application is successful, the money will be transferred to the debit card, and you can repay it every month, which can be divided into up to 24 months. However, after using it, you will be locked up in a small dark room, and you will no longer be able to apply for cash installments, and you will not be able to increase your credit card limit.

The above are all loans that can be borrowed by credit cards. Card friends can apply for them.

12 online credit card repayment options recommended by friends who are short of money and must-haves

Using credit cards for daily consumption is not only convenient and can save money, but more importantly, it can last Cardholders can enjoy the interest-free repayment period, but they still have to pay back the money at maturity. As the saying goes, if you often walk by the river, your shoes will not get wet. What should I do if I have no money after my credit card is overdrawn? Here are 12 online credit card loan repayment opportunities for you, if you are short of money.

1. You can repay the loan

It is a special credit card repayment channel provided by Ping An Bank. It can lend money in as fast as 15 minutes, and you can apply for a loan of up to 100,000 yuan. Pay off credit card limit. Applicants can apply as long as they are over 18 years old, and the monthly interest rate is as low as 1.17%. It is a relatively reliable online loan repayment credit card opportunity.

2. Kakadai

The main feature is low-rate credit card repayment. Pure online application requires identity authentication, credit card binding, mobile phone real-name and credit verification. . The more complete the information you provide and the better your credit conditions, the more you can apply for a repayment credit card limit of up to 50,000 yuan.

3. Quick loan approval

4. Huanjiebao

5. Jiaka Loan

The applicant must be 20 years old Before the age of 40, you must have a credit card and debit card in your name, your mobile phone number must be authenticated by real name, and your personal credit report must be good. The limit for applying for credit card repayment using Jiakadai software is generally between 3,000 yuan and 30,000 yuan. If you have good credit, it shouldn't be a problem to make a payment of 20,000 yuan.

6. Kuaika Flash Loan

Kuaika Flash Loan is an online credit card repayment option in Kanniu Credit Card Manager. As long as your credit card is in good condition and you are over 18 If you are 1,000 years old, you can apply for a loan ranging from 1,000 to 50,000.

7. Pay it back

The approved amount will be directly transferred to the credit card account for repayment, up to 30,000 yuan, and you can freely choose to repay in 3/6/12 installments , and the interest paid back is 50% off the expected annual interest rate of the minimum repayment of the credit card.

8. Miaofen

Miaofen requires good credit, and the repayment credit card limit that can be applied for is between 500-30,000. Miaofen requires applicants to be over 20 years old, and needs to verify their mobile phone operator. In addition, if they have Taobao and JD account authorization, it will be helpful for the quota and approval rate.

9. Flowers for you

Applicants must be between 22 and 40 years old. Online application, quick review, and payment in 1 day; the minimum loan amount is 500 yuan, and the maximum loan amount is 10,000 yuan; supports 12-month long-term installment repayment.

10. Xiaoying Kadai

Xiaoying Kadai is a recommended online credit card loan with a loan limit of 2,000-50,000 yuan and a loan period of 3 -12 issues. The monthly interest rate ranges from 0.34% to 0.37%, the monthly service rate ranges from 1.11%, and the handling fee is 2%, which is directly deducted when lending.

11. Kuaiyihua

This credit card repayment platform focuses on the concept of overdraft consumption within the personal limit. Spending over 100 yuan will be automatically divided into 12 installments. At the same time, the maximum You can enjoy 30 days of interest-free payment. The minimum handling fee per period is 0.5%, which is equivalent to about 30% of the annual interest rate of bank credit card bill installment repayment.

12. Kungfu Loan

Kongfu Loan is an old credit card online loan company. Its main feature is fast disbursement. According to personal information, the maximum loan limit is 100,000, except In addition to a credit card, authorization is required for Zhima Fen.

For the above 12 credit card repayment online loan options, cardholders can choose according to their actual needs. However, we would like to kindly remind you that repayment of credit cards should only be done as a last resort, otherwise it is easy to fall into the trap of repayment. Vicious cycle.

What are the online loans that can be used with credit cards? Pay attention to these matters

Many people think that credit cards can be used to make purchases and withdraw cash, but they don’t know that credit cards can also be used to borrow money online. Especially if you can’t repay your purchases using credit cards, you can borrow money from online loans. Repayment. And there are many such online loans, which can help everyone avoid overdue credit cards. Let’s take a look at what they are.

What are the online loans that can be used with credit cards?

After the online loan we often use is successfully processed, the money is transferred to the provided collection savings card, and you can use it however you want.

However, online loans that use credit cards are different. They can only be used for special purposes. The payment card provided when applying is a credit card, not a savings card. After the loan is disbursed, the money will be used for repayment in the credit card. If you want to withdraw it, you can only use the credit card. Cashed out.

So this point must be clear before taking out a loan, so as not to be in trouble if you originally borrowed money for other purposes but ended up having to pay off your credit card. If you plan to borrow money to repay a credit card, you can take a look at these online loans:

1. Huanbei Huanbei is an online loan operated by Chongqing Focus Co., Ltd. and Shuhe Technology to repay credit cards. They all have formal financial licenses, and I often see advertisements for Huabei in elevators. The slogan is "Interest only requires about 50% of the lowest annual interest rate for bank repayments." The maximum limit is 50,000. It has been online for 4 years. There are still many people applying.

2. Weilefen

Weilefen is a product of Tenpay Micro Loan. It is also an online loan that uses credit cards to borrow money. Users in need can follow it on WeChat The "Weilefen" public account is opened and used. However, Weilefen adopts a whitelist invitation system, and it can only be activated if it meets the conditions. If it cannot be activated, it means that it does not meet the requirements for the time being.

The last thing I want to say is that borrowing online loans to repay credit cards only treats the symptoms but not the root cause. It is best for everyone to control their consumption desires, consume within their capabilities, and at the same time find ways to increase their income. Address the root cause of the problem.

Comprehensive list of credit card online loan platforms! There are so many platforms available!

For those who have a credit card, you can use the credit card as proof of your credit. Therefore, there are many online loan platforms that you can apply for with your credit card. Today, I will introduce to you a comprehensive list of credit card online loan platforms.

1. Baoyin Consumer Finance

Baoyin Consumer Finance is also a platform where you can borrow money with a credit card. You can repay the credit card and withdraw cash. The loan period is up to 12 periods, and the maximum credit limit for repaying the credit card is 5 0,000, and the maximum cash credit limit is 200,000.

2. China Merchants Bank E Loan

Application conditions: You need to have a CMB credit card that is in normal use and has no bad repayment record.

You can flexibly choose the repayment method, in which interest will be charged at a daily rate of 0.5% at any time; if you repay in installments, you will need to bear a monthly fee not higher than the monthly rate.

3. Pudong Development Bank Universal Gold

Application conditions: Hold the Shanghai Pudong Development Bank main credit card, use it normally, and have no bad records.

The loan amount ranges from 1,000 yuan to 300,000 yuan, and the loan period can be selected from 1 to 99 days. Interest is calculated on a daily basis starting from the application date. The standard daily interest rate is days. Each application is repaid. There is a one-time handling fee of 10 yuan.

4. Suning Pay at will

Pay at will by Suning Consumer Finance Company, which has the characteristics of low threshold, large limit, fast payment, many discounts and flexible payment. Generally, the amount you apply for for the first time with Suning Pay will be relatively low, ranging from about 3,000 yuan to 8,000 yuan. For some well-qualified users, the amount can be higher, reaching tens of thousands. Frequent use of discretionary payment and multiple installments will help to increase the amount.

The above is the relevant introduction, I hope it can be helpful.

That’s it for the introduction of online loans that can be done with credit cards.