Legal analysis: There are four main ways to commit the crime of obstructing credit card management, that is, holding and transporting a forged credit card knowingly, or holding and transporting a forged blank credit card knowingly, with a large number, illegally holding another person's credit card, with a large number, using a false identity certificate to defraud a credit card, selling, buying, providing others with a forged credit card or defrauding a credit card with a false identity certificate.

legal basis: article 177 of the criminal law of the people's Republic of China impairs the management of credit cards, which refers to the act of violating the laws and regulations of the state on credit card management, obstructing the state's management of credit cards and disrupting the order of credit card management during the issuance and use of credit cards. Specific behaviors include:

1. Holding and transporting with knowledge that it is a forged credit card, or holding and transporting with knowledge that it is a forged blank credit card, with a large number;

2. Illegally holding other people's credit cards in large quantities;

3. fraudulently obtaining a credit card by using a false identity certificate;

4. selling, buying or providing others with forged credit cards or credit cards fraudulently obtained with false identification.