No.

The subsistence allowance mainly examines the fixed assets of the family, personal income and the health of the family. The credit card mainly examines the proportion of personal consumption expenditure and other conditions. There is no direct relationship between subsistence allowances and credit cards.

Credit cards, also called credit cards, are credit certificates issued by commercial banks or credit card companies to consumers with qualified credit. It takes the form of a card with the name of the issuing bank, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back.