The Bank of Communications credit card also gives a debit card which is useful and users can use it to repay.
Credit card repayment method:
1. Repayment at the bank counter: Go to the bank counter and give the credit card and cash to the teller, and explain to him that you want to pay back the credit card. The teller will handle it.
Advantages: Instant payment, no need for much operation, just find the issuing bank.
Disadvantages: Tired of running around. If the card-issuing bank is far away from the user, it will be very time-consuming every month.
2. Automatic deposit machine repayment: If the bank is closed and your credit card has not been repaid, what should you do? Go to an automatic deposit machine that can deposit money to repay, and insert the credit card into the deposit machine. , click Deposit, put banknotes into the banknote slot, follow the prompts, and you can repay.
Advantages: Even if the bank is closed, you can still repay the loan and it is open 24 hours a day. Instant payment.
Disadvantages: It is often the case that the RMB is wrinkled and spit out by the deposit machine. Sometimes it needs to be repeated several times. Tired of running around, I looked for a card-issuing bank with a deposit machine.
3. Lakala repayment: Lakala is now available in some supermarkets, shopping malls and other places. You must bring your savings card when using Lakala. Follow the prompts to find the credit card repayment interface, and then swipe your credit card. The amount you owe will be displayed. Enter the amount to be repaid according to the prompts. Note that decimals must be retained. Then follow the prompts to swipe your debit card. Then print the receipt and the repayment is completed.
Advantages: repayment across banks. Any Lakala can pay off any bank’s credit card, and currently supports 28 banks. It doesn’t matter if you carry a credit card or not. Just have the card number. There is currently no handling fee.
Disadvantages: cannot be credited immediately. Need to pay back a few days in advance.