1. How to get a loan with Alipay Zhima Credit Score and borrowing process with Zhima Credit Score

Alipay’s Zhima Credit Score has been online for some time, and many people still don’t understand how to get a loan with Alipay Zhima Credit Score. Next, the editor will bring you the borrowing process of Alipay Sesame Credit Score, how to get a loan with Alipay Sesame Credit Score, and the borrowing process of Sesame Credit Score

We can see on the Alipay wallet page that the Alipay Sesame Score is more than 700 through Alipay. Good term loan. So if you want to use Alipay Zhima Credit Loan, you must first raise your Zhima Credit Score. Okay, let’s get back to the topic. Let me tell you some precautions and methods of Alipay Zhima Credit.

What is "Haoqidai"?

"Haoqidai" is an Internet-based product launched by China Merchants Bank and China Unicom Group's joint venture, China Merchants United Consumer Finance Company. Credit loans do not require collateral or guarantees, and loans are obtained purely based on personal credit.

Loan amount: 2,000-10,000 yuan;

Loan period: 3, 6, 12 months;

The annual interest rate of the loan is 17.8;

Repayment method: You can repay at any time, interest is calculated on a monthly basis, and interest is calculated on a daily basis in the month of repayment. The repayment method is equal principal and interest.

It can be said that this has met the loan needs for most large-ticket items purchased online.

How to apply for "Good Period Loan"?

1. Open Zhima Credit Score-Credit Life-Finance;

2. Open "Good Period Loan" , there is a limit, me, and more;

2. Click on the limit to view the usage of the limit;

3. Fill in the identity verification information - authorize Sesame Credit inquiry - fill in the contact Information;

4. Submit a quota application and obtain the quota,

5. Withdraw cash loans.

I would also like to remind everyone that the daily application quota for "Haoqi Loan" is limited. The current quota has increased to 1,000. Thanks to our introduction today, if necessary, You can log in to Alipay to check whether you have activated this service. If Zhima Credit Score is not enough, try to save credit!

How can I get a loan with Alipay Zhima Credit Score? We will give you a tutorial on the Sesame Credit loan process. Welcome to pay attention.

2. How to get a Sesame Credit loan?

Zhima Credit is a legal and independent credit evaluation and credit management institution. Zhima Credit is a social-oriented credit service system based on all aspects of information and using big data and cloud computing technology to objectively Present personal credit status and connect various services so that everyone can experience the value brought by credit. Users can borrow money with Zhima score. The higher the Zhima credit score, the better the credit, the lower the possibility of default, and the larger the loan amount. 1. Users with a Sesame Credit score of 600 or above have the opportunity to apply for a "Huabei" credit, and can use "Huabei" to pay when shopping on Tmall and Taobao. Repayment is due on the 10th of the next month after receiving the goods, and there will be no handling fees during this period. 2. Users with a Sesame Credit score of 600 or above have the opportunity to apply for "Borrowing". Depending on the score, the loan amount that users can apply for ranges from 1,000 yuan to 50,000 yuan. The maximum repayment period of "Biubei" is 12 months, and the expected annualized interest rate on the loan date is to be repaid as you borrow. 3. Users with a Zhima credit score of 700 or above have the opportunity to apply for a "good term loan" with a limit between 2,000 and 10,000 yuan. The loan period is divided into 3, 6, and 12 months. You can repay at any time, monthly Interest is calculated on a daily basis in the month of repayment, and the repayment method is equal principal and interest.

The prerequisite for a Sesame Credit loan is to have a certain Sesame Credit score, so if you want to get a loan through Alipay, it is necessary to work hard to improve your Sesame Credit score. Here is a guide to improving your Sesame Credit score

3. How to get a loan from Alipay Sesame Credit?

How to get a loan with Sesame Credit Score

In fact, it is very simple to get a loan with Sesame Credit Score. Click on Sesame Credit on Alipay,

Click on Credit Life below,

Then you will see the cash loan button, and then click on the amount to use Sesame Credit for loans. For example, platforms such as China Merchants Union Financial and Ant Borrowing can use Sesame Credit for loans. After successful registration, apply for a loan and fill in your personal information. After receiving the information, wait for the review. Once the review is successful, you can apply for the loan.

1. Loan requirements for Zhima Credit Score

To use Zhima Credit Score for loans, you need to have a Zhima Credit Score of 600 or above. Users can apply for a loan of 1,000-5,000 yuan, and the repayment time is It is also very generous, with the longest possible answer being 12 months, and the lowest loan interest rate reaching 0.02. After passing the review, you can get the loan.

2. Obtain and improve Zhima credit score

1. Fill in the bank card information, credit card is best, so that the Alipay platform can understand your repayment ability, so that the credit score and limit It will also rise.

2. Register an Alipay account. People who are familiar with online shopping may be more familiar with it. After successful registration, supplement the information, such as academic qualifications, unit, school, place of origin, identity information, etc. The more complete the information, the better for Sesame Credit. The score is relatively higher.

3. The other one is your shopping quantity. Through your online shopping bill, the Alipay platform can understand your monthly consumption quantity, which can also ensure your monthly consumption, which is also a credit value. Reference direction.

4. In fact, donations are also helpful to Sesame Credit scores.

5. Another option is to put your deposits into Yu’e Bao. Yu’e Bao is a financial management project, allowing it to understand your specific funds, which can also increase your Zhima credit score.