In view of what you said, it should be that there is no branch of CITIC Bank in your city, and the bank does not support it. Generally, only cities with local outlets support online application. However, you can choose the nearest city, but it is a problem to get a card in this case.

In this case, if there is no CITIC Bank in your place, I suggest you consider applying for other bank cards, because if there is no such bank in your place, it is easy to be rejected at first. Although CITIC Bank does not explicitly state in its credit card application that applicants in some regions cannot apply for a card, it will directly reject applications without bank outlets in this region when approving credit cards.

If you cannot apply online, your credit will be damaged. If you don't have a credit card, don't apply. It is basically impossible to get a card, and there will be a rejected credit record. You can only apply for a credit card online. Secondly, it is very inconvenient for you to return your business in the future.