Are there points for paying utility bills online with a Bank of China credit card?

You can complete the credit card application online through Bank of China mobile banking, "Bank of China Credit Card" WeChat official account, Colorful Life APP, online banking, and the official website of Bank of China (). If there is a Bank of China branch near you, you can also bring your ID card and other valid documents, as well as proof of financial resources, income proof, etc., to the Bank of China branch to fill out the application form to apply.

The above content is for your reference, please refer to actual business regulations.

Do you get points for paying utility bills with a credit card?

Many cardholders like to use credit cards to pay for various living expenses, such as utility bills, gas bills, etc. So some cardholders will ask: Paying utility bills with a credit card is also considered a consumption behavior, so will this type of consumption accumulate points? Let’s find out together below.

Before knowing whether there are points for paying utility bills with a credit card, we need to know which credit card transactions cannot accumulate points. Not all credit card purchases will have points. The following transactions will not have points:

1. Fees incurred during the use of credit cards

When using credit cards, there will be points. These fees are incurred, such as annual fees, interest, penalty interest, cash withdrawal fees, installment fees, and some fees stipulated by the bank, such as liquidated damages. There are no points in the collection process for these fees.

2. Low and zero discount merchant consumption

Real estate, car sales, wholesale transactions, public hospitals, public schools, government services, charity and public affairs*** The card swiping fees for business transactions such as businesses are already very low, and the profits that banks can earn are themselves very low. It is not cost-effective to give back points to cardholders, so there are no points for merchant purchases.

3. Most online purchases

Nowadays, most online transactions require credit cards without points. However, some banks and some special cards can earn points for online transactions, such as Guangfa, CITIC Taobao cards, etc. These credit cards can accumulate points by binding Alipay Quick Payment.

4. Stored-value payment transactions

In addition, there are no points for using credit cards to pay tuition, recharge, etc. In addition to clearly listing transactions without points in the credit card points rules of various banks, there is also a rule that other banks will not award points.

Transactions such as utility bills happen to be recharge payment transactions, so there are no points for paying utility bills with a credit card~

China Construction Bank credit card payment discount for electricity bills

Now all Yipay real-name card-binding users can use CCB debit or credit cards to pay for communication and gas on the Yipay customer service terminal, and can enjoy an instant discount coupon of 10 yuan when they spend 20 yuan or more. China Construction Bank always launches some preferential activities for users, so pay more attention to China Construction Bank’s announcements.

1. How to pay the electricity bill with CCB?

In today's society, in order to adapt to and facilitate everyone's fast-paced life, the Power Supply Bureau and China Construction Bank have jointly launched the China Construction Bank online electricity bill payment service. First, log in to your CCB personal online banking account. Find "Yue Life" on the homepage, there is a "Apply now" below, click "Apply now". Then click "Pay Now", click "Electricity Bill" in the upper left corner of the pop-up page, and enter your province, city, and charging unit. Then click Next, confirm your payment information, click Next after confirmation, enter your payment password, pay the fee, and finally the payment is successful.

2. Are there points for paying electricity bills with a CCB credit card?

There are no points for CCB credit card purchases through online banking and quick payment. Points can only be earned for purchases at POS machines. In addition: credit card cash withdrawals or repayments, transactions paid through withholding and payment, credit card purchases for houses, hospitals There are no points for paying bills with a card, buying a car, buying insurance, paying water bills, electricity bills, tuition fees, communication fees, etc.

3. Will using a CCB credit card to pay electricity bills help increase the credit limit?

Under normal circumstances, normal consumption and repayment using credit cards, as well as consumption through multiple channels and in various forms, will help increase the credit limit. Paying electricity bills is also considered a type of consumption, so it is also a good choice. A raise is helpful.

Extended information:

1. Frequent credit card swiping: In life, credit cards are used in supermarkets as long as they can swipe cards for consumption. Frequent use of credit cards will definitely help cardholders improve their business as soon as possible. Credit card credit limit. 2. Occasional installments: Installments are one of the important sources of "profit" for banks. Banks prefer users who regularly make installments, so increasing the amount is naturally not a problem. Under normal circumstances, if you have made large purchases in installments for two consecutive months, you can apply for a quota increase, and the success rate is very high. 3. Repay on time and in full: Repaying on time and in full has a great impact on credit card limit increases. Every repayment on time and in full will directly indicate that the cardholder is a person with good credit, and the bank will naturally be willing to increase the limit.

This is the end of the introduction about whether there are points for paying electricity bills with credit cards and which banks’ credit card points can be used to pay electricity bills. Did you find the information you need?