Credit cards may be locked due to password reasons, risky transactions, overdue debts, etc. Different reasons correspond to different solutions. Generally, you can contact the bank to confirm the reason and unlock it:
1. Call the credit card customer service hotline and ask customer service to unlock the card according to the voice prompts.
2. I take my credit card to the counter of the same business outlet and ask the salesperson to handle the unlocking procedure. There is no handling fee.
1. Credit card
Credit card, also called credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the name of the issuing bank, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially appointed commercial service departments, and then the bank will make settlements with merchants and cardholders. Cardholders can overdraft within the prescribed limit.
2. Credit card repayment methods
1. The methods within the issuing bank include: card issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. After repayment, the credit card limit will be restored immediately, and the payment will generally be credited to the account after the system processes it on the same day.
2. Microbank POS mobile phone Weibanktong POS mobile phone is a mobile financial system personal payment terminal, which can be used to directly swipe credit cards for repayment, as well as transfer and other services. Instant payment!
3. Transfer/remittance repayment is mainly divided into two methods: inter-bank in the same city and inter-bank in different places. Regardless of the method of transfer or remittance, the remittance bank will charge a certain fee. At the same time, the time it takes for the money to arrive and the convenience of repayment are not as good as intra-peer repayment, online repayment, convenience store repayment and other methods.
4. The more common domestic online platforms for online repayment include: Kuaiqian (5.6.10.24), Shengfutong (1.0.9), Alipay (10.2.38.8200), etc. Depending on the platform and bank you choose, the charging standards and specific payment arrival time will be different. (vivox27Andord5.1)
5. Counter repayment counter refers to bank cards issued by various networked financial institutions, which can be used to make RMB payments through the counters of other bank branches registered in the UnionPay exchange center host system. Current deposit and withdrawal transactions.
6. Xinpaytong repayment "Xinpaytong" smart card swiping phone is an innovative electronic device independently developed by China UnionPay, certified by the Bank Card Testing Center, and supported by financial services provided by China UnionPay's inter-bank information exchange network. product.
7. Convenience store repayment This method mainly completes repayment through the "Lakala" smart payment terminal installed in the convenience store. It usually takes 2 to 3 working days to receive the payment. At the same time, use There is no handling fee for repayment in this way.
Operating environment: vivox27Andord5.1, Kuaiqian (5.6.10.24), Shengfutong (1.0.9), Alipay (10.2.38.8200)