If there is any remaining balance in the early stage, it is equivalent to normal repayment. If there is no balance on the credit card, the extra funds repaid to the credit card will be used as an overflow, and the user can swipe the card normally. If you want to withdraw money, some banks require you to pay a handling fee.

The specific credit card repayment methods and deadlines are as follows:

If you pay it off in full, no fees will be incurred;

Credit cards generally have three days after the repayment date. Grace period, repayment within the grace period is deemed to be repayment on time;

If you repay the minimum repayment amount, daily interest needs to be calculated, starting from the date of consumption accounting;

If If the repayment exceeds the grace period or the repayment amount is less than the minimum repayment amount stipulated by the bank, it will be considered overdue, and interest will be calculated from the accounting date. In addition, a late payment fee of 5% of the unpaid portion of the minimum repayment amount will be charged on a monthly basis. ;

The specific daily interest rates may vary for various credit cards.