Minimum repayment amount = 10 (card swiping amount, cash withdrawal amount) 100 (current installment amount, last period’s minimum repayment amount, unpaid amount, excess usage amount, fee interest).

Fees include liquidated damages, express fees, loss reporting fees, etc.

China Merchants Bank Credit Card Installment:

Instalment application: call China Merchants Bank customer service; the application time is from the day after the current bill date to two working days before the due date of repayment

Instalment types: single installment, bill installment, shopping mall installment, online shopping mall installment, mail order installment, telephone shopping installment, TV shopping installment, car purchase installment, home improvement installment, group installment

Minimum installment amount: : The minimum is RMB 1,000

Instalment rate: 3 installments: 2.6; 6 installments: 4.2; 12 installments: 7.2

Deduction method: one-time payment

Early repayment regulations: It can be paid off in advance, but the handling fee collected will not be refunded.

The minimum repayment amount is 10% of the consumption amount plus other various payables. The minimum payment is listed on the current bill.

Extended information:

Repayment reconciliation

After using your credit card, you will receive a statement from the bank on the billing date. . There are two amounts that we need to note. One is the amount due this period, and the other is the minimum payment amount.

In fact, this is also a major benefit of credit cards. Once you spend money on the credit card and exceed your repayment range, you can choose to repay with the minimum repayment amount, so that it will not affect your Your personal credit. But this means that you can no longer enjoy the interest-free period.

Baidu Encyclopedia-China Merchants Bank Young Card