To set up automatic repayment, you must have a debit card and a colleague's credit card. You can set up automatic repayment in online banking or through manual customer service. Take ICBC as an example to introduce the setting of automatic repayment;

1. Log in to ICBC's online banking, click on the credit card service, and make repayment through credit card-set automatic repayment.

2. In the pop-up page, find the credit card with automatic repayment, and click Set Automatic Repayment on the right.

3. Agree to the automatic repayment business agreement (personal card), and click Next.

4. Select the debit card number for repayment, and choose whether the repayment method is optimal repayment or minimum repayment. Click OK to bind successfully. Multi-currency credit cards need to select repayment currency.