I. Application conditions

1./kloc-a person with full capacity at the age of 0/8; 2. Have a stable repayment ability; 3. Good credit record.

Second, the proof materials

1. ID card (required). Overseas people provide copies of passports, Hong Kong, Macao and Taiwan people provide copies of home visit certificates/Taiwan compatriots certificates, and military armed police provide copies of military or police officers' certificates.

2. Work certificate, copy of work permit, work permit and business card can also be used as work certificate.

3. The income certificate is issued by the personnel administrative department of the unit, and it is best to open it together with the work certificate. If you really don't have it, you can also use the salary slip, a copy of the passbook for paying wages, and a transaction list of the bank card for paying wages.

4. Proof of financial resources, which can be payroll records, income tax withholding certificates issued by banks, or documents proving the market value of houses, automobiles, deposits and investments (such as a copy of real estate license/automobile driving license/bank deposit certificate) and other materials that can prove your economic level.

5. Social security.

6. Other reference materials, personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.

Social security card is helpful to apply for a card, but it is not a necessary condition to apply for a credit card. Credit card processing pays more attention to work certificate and property certificate, which can prove and guarantee your repayment ability. So if you only have these two certificates, it is not recommended that you apply for a card.