if it is a CMB credit card, from the point of view of satisfying customers, we provide a credit card password function, which you can choose according to your own consumption habits. Regardless of whether the password is set or not, once a suspicious transaction occurs, the bank will actively investigate to ensure the safety of customers' funds and accounts.

as a part of our five-fold security guarantee, password setting can guarantee the security of your account at the first time in case of card loss. The lost card protection service refers to the fraudulent losses (excluding transactions with passwords) that occurred within 48 hours before the loss was reported, but different types of credit cards will apply for different compensation amounts, and customers still have to bear the losses that exceed the compensation amount and exceed the 48-hour reporting limitation. Moreover, the card loss guarantee is an ex post compensation mechanism. As long as you can keep the password properly and choose to spend it by password, you can effectively reduce the risk of card loss. Passwords are a more effective layer of protection for credit card security and customers themselves. At the same time, we suggest that you:

(1) Please don't set related passwords such as "birthday, ID card, telephone number";

(2) Please take good care of your identity information, card information, password information, etc. Don't disclose it to others at will;

(3) Keep the password information separately from the credit card to prevent the risk of losing it at the same time.