Whether the credit card of Postal Savings Bank has an annual fee depends on the type of credit card. Among them, the Postal Savings Bank credit card Capka and official card do not charge annual fees, while other credit cards charge annual fees. Annual fee for the main gold card 125 yuan, and annual fee for the secondary card/60 yuan. In addition, according to the regulations of the Postal Savings Bank, the annual fee is waived for the first year of holding a card, and the annual fee can be waived for swiping the card six times a year, and so on.