It is a group text message sent through an advertising platform.
According to inquiries on Caiti.com, it is known that the specific company of the credit card loan is unknown, and it is a way to promote online loans to the people by sending mass text messages through advertising platforms. In daily life, users always receive various spam text messages. If users receive such text messages, do not believe them, let alone click on links, fill in information, and increase their alertness to prevent personal information. Data has been stolen and misappropriated.
Credit card loan text messages are everywhere. I believe everyone will receive such text messages more or less in their lives. The content of the text messages seems to be to collect debts for the company. There are so many credit card lending companies that it is impossible to identify which one it is. If a user has never borrowed a loan but received such a text message, there is no need to click on it to read in detail. If the user has applied for a credit card loan, do not believe it easily. The user can go to the loan platform website to verify the relevant information. If users face difficulties in cash flow, it is recommended to choose a formal platform or go to a bank to apply for a credit loan, because formal platforms can protect the privacy of personal information and prevent personal information from being stolen by others and other bad situations. Borrowing on formal platforms is safe and guaranteed. Individuals should also pay attention to timely repayment and avoid overdue loans to avoid affecting their personal credit records.