If a credit card is overdue and we are called to the workplace, we can take the following measures:

1. Stay calm and polite: When receiving a collection call, we should remain calm and polite. manner. Try not to get agitated or argue, staying calm will help you handle the situation better.

2. Confirm identity and verify information: For phone calls from debt collectors, we should communicate only after confirming the identity of the other party. We can ask the other party to provide relevant proof, such as their name, organization and contact information. At the same time, we can verify some information, such as credit card account numbers and past due amounts, to ensure we are communicating with the proper collection agents.

3. Seek solutions and negotiate: When communicating with debt collectors, we can proactively propose solutions or try our best to negotiate to reach a consensus. We can propose repayment plans or payment deferrals to reduce financial pressure and clear overdue amounts as quickly as possible. At the same time, we can require the other party to provide written documents detailing the repayment terms and amount to ensure the legality and clarity of the agreement.

In short, when faced with an overdue credit card being called to the workplace, we should remain calm, confirm identity and information, and seek solutions and negotiations. Collection calls are normal collection methods, but we have the right to require the other party to provide relevant certificates and documents. Through proactive communication and collaboration, we can find the best solution to your overdue credit card issue.

Extended information:

According to China's "Contract Law" and "Consumer Rights Protection Law", debt collectors have the right to call the debtor for collection and require relevant information for verification. However, they do not have the authority to take illegal measures, such as intimidation, harassment, public disclosure of debts, etc. If the debt collector takes illegal actions, the debtor has the right to protect his legitimate rights and interests and can file a complaint with the relevant department and request rights protection.

It is recommended that when encountering an overdue credit card problem, we should communicate with the bank as soon as possible to find a solution and avoid further deterioration of the overdue problem. You can consult and handle relevant procedures through the bank's customer service hotline, online platform, or in person at the bank. Additionally, check your credit card statements regularly to ensure timely repayments and avoid overdue payments.