Credit card transaction is a non-cash transaction payment method, which is usually a micro-credit payment tool provided by banks to users. Credit cards can be divided into the following categories according to four dimensions:

According to whether it has the function of consumer credit, it is divided into: credit card and debit card;

According to whether to pay the reserve fund, it is divided into: credit card and quasi-credit card;

According to the object of use, it is divided into: personal card and unit card;

According to the credit rating, it is divided into: platinum card, gold card and ordinary card.