Use. The overdue record of the money owed by the user to Gitzo will be uploaded to the credit information. The longer you owe money, the worse it will be for your personal credit. If it is overdue for more than 3 months, it will form a stain in the credit information, and then apply for a loan or credit card business later. It is also used. Gitzo Consumer Finance Co., Ltd. became the first wholly foreign-owned consumer finance company in China.