How to handle the credit card of Postal Savings Bank? Bring your ID card and work certificate to the postal service or 95580 to consult customer service.
I hope I can help you.
Not all postal savings outlets can handle credit cards. It depends on what level the outlets are. It is absolutely possible to attend classes. The second category and agency are not necessarily. Look at the metal sign hanging at the door. Is it the Postal Savings Bank or the Postal Savings Bank? Postal savings bank can generally accept your credit card application.
There are several ways to handle the credit card of Postal Savings Bank. First, go to the outlet to fill in the application form; Second, call their customer service hotline to register, and someone will contact you actively; Third, log in to their online bank and submit an application. Required information: ID card, business card or work card, payment or RV.
Postal savings bank credit card application location: 1, local postal bank outlets; 2. Staff of the Credit Card Center of the local Postal Savings Bank;
Application conditions: 1, at least 18 years old; 2. Have a stable repayment ability.
Submit proof: 1, ID card; 2. Work certificate or income certificate; 3. Work phone, home phone and my mobile phone; 4. Tax payment certificate or real estate vehicle under his own name; 5. Other bank credit cards, etc. The above information is not necessary. It is important to see the bank's requirements and proof of work or income.
In order to control risks, banks attach great importance to the repayment ability of cardholders. The information you submitted makes the bank feel that you have enough repayment ability. The stronger the repayment ability, the easier it is for banks to issue cards.
If you can fill out the application form, there is hope. Then submit the above information to the bank for review, whether to approve the card and the amount of the card, depending on the comprehensive score given by the bank.
The credit card business of Postal Savings Bank has just started, with strict approval and high threshold. It is basically impossible for civil servants, institutions, monopoly enterprises, top 500 enterprises and listed companies.
Credit card processing conditions:
1. At least 18 years old and no more than 65 years old;
2. Need my second-generation ID card;
3. There is a work certificate and income certificate stamped with the financial chapter of the unit;
4. No bad credit record;
5. Other financial certificates, such as real estate, automobiles, stocks and bonds.
Credit card application materials:
1. Identity information: copy of resident ID card or military officer's card;
2. Proof of work and income;
3. Other financial certificates: such as a copy of the real estate license, a copy of the automobile driving license, a copy of the deposit certificate, etc.
Credit card application process:
1. Fill in the application form;
2. The information of the bank itself and a copy of the information;
3. The bank sends it to the credit card center;
4. The credit card center conducts audit, business card printing and card issuance;
After getting the card, I opened the card and waited for the password letter.
6. Being at least 18 years old is a mandatory requirement for applying for a credit card, but without a work certificate, it is easy to refuse to apply for a credit card. Therefore, if there is no unit, it is best to have fixed assets such as real estate and automobiles or a stable source of income. You can also go to a bank with transactions, get a bank flow certificate, and apply to the bank. If the income source is relatively stable, the application success rate is still very high.
There is no tax on the credit card of the Postal Savings Bank, and the tax is paid according to the operating income and the income obtained.
How to cancel the credit card of Postal Savings Bank;
1. Telephone application
When users need to cancel their credit cards, they can call the credit card customer service hotline of Postal Savings Bank, ask the staff to cancel their cards and tell them the card number. After the information is checked successfully, the card will be cancelled for you. How to call the Credit Card Center of Postal Savings Bank quickly;
(1) Call the credit card customer service phone of Postal Savings Bank: 400-88-95580;
(2) Press "0"-"0";
(3) Enter "ID number or card number+#" after hearing the voice prompt;
(4) Due to the limited number of customer service staff in the Postal Savings Bank, sometimes it takes a while to connect the manual service.
2. Bank application
If there are users of the Postal Savings Bank around you, you can directly take the Postal Savings Bank credit card to a nearby bank outlet and cancel the credit card through the counter service staff.
note:
Postal savings bank credit card should ensure that the credit card account is cleared before cancellation, and there is no arrears and overpayment, otherwise the credit card cannot be cancelled.
How to apply for a credit card of the Postal Savings Bank: Go to the bank website or my love card website to apply for a credit card or a bank outlet or find a bank clerk. Application conditions: there are fixed work certificates, stamped income certificates or other financial certificates, such as real estate, automobiles, stocks, bonds, time deposits, bank runs, social endowment insurance certificates, etc.
What about the credit card of the Postal Savings Bank? You can choose to apply online.
Such as a client, such as official website.
You can also go to the offline counter to handle it.
Of course, you can also find some stall owners to deal with it.