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What are the consequences if I don’t use my credit card for a month?

If a credit card expires once within a month, it will be difficult to increase the amount. In other words, a credit card that expires for one month will have a bad credit record. In addition, if a credit card expires, not only will you have to pay late fees, but the bank will also charge the entire bill. The interest rate is 0.05% per day. Among them, the late payment fee is calculated as 5% of the outstanding part of the minimum repayment amount. Next, the editor of Jintou introduces that the credit card has no results for a month

In general, The credit card does not affect the cardholder's personal credit record for a month. If the cardholder does not repay once, the personal collection system will have a record, and the cardholder's credit will be affected. Therefore, if you want to use a credit card, you must remember to repay it. .