Current location - Trademark Inquiry Complete Network - Overdue credit card - How to cancel CITIC Credit Card when it is no longer used?
How to cancel CITIC Credit Card when it is no longer used?
In fact, many cardholders don't know that if the credit card cancellation procedures are improper, the bank may ask you for money in the future. Regarding the view that cardholders still face risks after direct cancellation, this person believes that commercial banks are mainly to prevent moral hazard. First, after the cardholder cancels the card, the magnetic stripe information still exists. Once personal information is collected by criminals and submitted to the bank, it may cause the risk of credit card being stolen.

How to cancel CITIC Credit Card when it is no longer used?

1. The telephone customer service of CITIC Bank was cancelled. You can cancel your credit card by calling the 24-hour customer service hotline of CITIC Bank at 95558 or the credit card customer service hotline at 800-999-5558 reserved by the bank. The customer service staff will handle the card refund formalities for you after verifying your personal information and account information, but pay attention to the need for voice to manual service.

2. The outlets of CITIC Bank were cancelled. You can bring your valid ID card and the credit card you want to cancel, go directly to the outlet of CITIC Bank, and go to the counter to ask the staff to cancel. If you have more questions, you can also consult the bank staff.

When canceling a credit card, you should also pay attention to the following three issues.

First, we will confirm whether to sell it in 46 days. Credit cards are generally cancelled by telephone banking, but the cancellation of cards by telephone banking is not a direct success. Usually, the cardholder calls the bank 46 days later to confirm whether the card has been cancelled, so as to avoid the bank failing to cancel the card for some reason, and the cardholder thinks that the card has been cancelled successfully, causing unnecessary troubles in the future.

Second, pay off the arrears on time. This debt is not only the debt in the account, but also the annual fee and so on. If we only pay attention to the former and ignore the latter, the cardholder may still have arrears in the card after cancellation. Therefore, you must ask clearly about the cancellation card, and you must never leave an iou.

Third, cut the magnetic stripe when you cancel the card. If the card is complete, it can still be used where only part of the card number is needed without checking the information. It's best to cut the magnetic stripe into pieces and throw it in different garbage dumps to prevent people with ulterior motives from stealing it.