There are currently no clear legal provisions on how much credit arrears will be wanted. However, if it is a serious credit card fraud or a large amount of malicious overdraft, it will result in a national wanted order. Small amounts will not be wanted. , the bank will prosecute the case and refer it to the public security organs. The specific provisions are as follows: \x0d\ \x0d\ If the credit card debt is not repaid, whether it will be prosecuted by the bank and constitute a crime is mainly determined based on the amount and time of the debt. If it is more than two Failure to repay the credit card debt for more than 3 months and not actively contacting the bank constitutes a malicious overdraft. When the amount of malicious overdraft reaches a certain amount, it constitutes a criminal offense:\x0d\The Supreme People's Court and the Supreme People's Procuratorate jointly issued the "On Obstruction of Credit Cards" Interpretation of Several Issues on the Specific Application of Laws in the Management of Criminal Cases", which came into effect on December 16, 2014. According to the provisions of the "Interpretation": \x0d\ 1. Whoever defrauds public or private property and the amount is relatively large shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or surveillance, and shall also or solely be fined; \x0d\ 2. The amount is huge or there are other serious If the amount is particularly huge or there are other particularly serious circumstances, the person shall be sentenced to fixed-term imprisonment of not less than three years and not more than ten years, and shall also be fined; \x0d\ 3. If the amount is particularly huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than ten years or life imprisonment, and shall also be fined or his property shall be confiscated. \x0d\\x0d\ According to the provisions of the "Interpretation", a malicious overdraft with an amount of more than 10,000 yuan but less than 100,000 yuan shall be deemed as a "larger amount" as stipulated in Article 196 of the Criminal Law; if the amount is more than 100,000 yuan, If the amount is more than 10,000 yuan but less than 1 million yuan, it shall be deemed as a "huge amount" as stipulated in Article 196 of the Criminal Law; if the amount is more than 1 million yuan, it shall be deemed as a "huge amount" as stipulated in Article 196 of the Criminal Law. Extremely huge."