Ping An Bank's credit card is free of annual fee in the first year, the main card is free of annual fee for six times in the same year and the supplementary card is free of annual fee for life. (Applicable to all credit cards except owner's card, insurance gold card, platinum card (Platinum Supreme, Platinum Tianji Card, Ping An Platinum Card) and Ping An Golden Butler co-branded card). The annual fee of the owner's card is 200 yuan/year, which cannot be reduced after activation; Not activated, no annual fee. When the consumption in the current year reaches RMB 30,000 yuan or equivalent US dollars, the annual fee for the following year is exempted.

Ping An Platinum Credit Card (main card and supplementary card), including MasterCard Dual-currency Platinum Card (USD/RMB) and UnionPay Standard Platinum Card (RMB). Annual fee: 2,800 yuan/year for the main card and 1.800 yuan/year for the supplementary card; After activation, the annual fee for the first year cannot be reduced; Not activated, no annual fee. In that year, the cumulative consumption of the main card and the supplementary card reached 300,000 yuan or the equivalent of US dollars, and the annual fee of the corresponding card was exempted in the following year. If you spend RMB 6,543.8 Yuan+RMB 5,000 Yuan or its equivalent in the current year, you will be exempted from paying half of the annual fee of the corresponding card in the following year.

Therefore, the annual fee depends on the type of credit card. I hope it will help the above answer.