1. Cardholders need to use credit cards to withdraw cash to the bank savings card first, and pay attention to the handling fee and related interest.

2. Bind the corresponding savings card to WeChat.

3. Click on WeChat to send a red envelope, enter the amount and select the bound savings card to complete the operation of converting the credit card into WeChat red envelope.

It should be noted that the credit card limit cannot be directly used for red envelopes, and it can only be used for red envelopes after the limit is increased by cash withdrawal.