Bank of China
can be divided into 3, 6, 9, 12, 18 and 24 months, and the fees will be collected once in the first month. The installment rates are 1.95%, 3.6%, 5.4%, 7.2%, 11.7% and 15% respectively;
Agricultural Bank of China
can be divided into 3, 6, 9, 12 and 24 months, and the handling fee is charged every month. The installment rate is .6% per month.
China Construction Bank
can be divided into 3, 6 and 12 months. The handling fee is charged every month, of which the rate for three months is .7% and that for the other two categories is .6%;
ICBC
can be divided into three months, six months, nine months, twelve months, eighteen months and twenty-four months, and at the same time, it can choose one-time collection or monthly collection. The fee rates for installment payment (extension) are 1.65% (average .55% per month), 3.6% (average .6% per month), 5.4% (average .6% per month), 7.2% (average .6% per month), 11.7% (average .65% per month) and 15.6% (average .65% per month) respectively.
Shanghai Pudong Development Bank
can be divided into 6, 12, 18 and 24 months, and the handling fee is charged monthly. The handling fee rates of installment payment are .74%, .71%, .71% and .7% respectively;
China Merchants Bank
can be divided into 3, 6 and 12 months, and the handling fee will be charged once in the first month. The installment fee rates are 2.6%, 4.2% and 7.2% respectively;
Industrial Bank
can be divided into 3, 6 and 12 months, and the handling fee will be charged once in the first month. The installment fee rates are 1.8%, 3.6% and 7.2% respectively;
Minsheng Bank
can be divided into 3, 6, 9 and 12 months, and the handling fee is charged every month. The installment fee rates are .8%, .65%, .65% and .6% respectively.
2: if the repayment is made in 12 installments, the repayment amount of each installment is: 5/12+5* installment procedure fee (about .7%).
3: if the repayment is made in 24 installments, the repayment amount of each installment is: 5/24+5* installment procedure fee (about .7%).