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I booked a hotel on booking.com and paid at the hotel. Why was the room fee charged to my secured credit card in advance?

The guaranteed credit card method is generally required from customers when the guest room is relatively tight. It's a pre-authorization. It is divided into first night guarantee and full guarantee.

--The frozen credit card funds are still in your account, and the bank has only pre-authorized the funds. Only if you fail to check into the hotel on time as agreed, will this pre-authorization be converted into actual consumption and transferred from your credit card. If you check in on time, the frozen funds will be returned to your account after departure.

--- After arriving at the hotel, you still need to pay the room fee at the front desk to check in. What is frozen on your credit card is the guarantee fee, which will be returned to your credit card account after you complete the check-out procedures. You can pay with your own credit card or cash at the front desk.