First, it must be a user who has business dealings with the Postal Savings Bank.
Second, before applying, the daily average financial assets (wealth management or deposits) in the Postal Savings Bank in the latest quarter must be above 50,000.
Three, in line with the above conditions, you can bring valid identity documents to the nearby postal bank outlets for VIP business.
The VIP of Postal Savings Bank is also graded, and different VIP cards are issued according to different grades. If the late VIP does not meet the conditions of the current level, it may be downgraded.
1. China Postal Savings Bank VIP Card is a green cartoon debit card issued to individual customers who meet the relevant evaluation criteria of China Postal Savings Bank. VIP includes gold card, platinum card and diamond card.
First, the gold standard.
The sum of the daily average personal financial assets and a certain proportion of personal loan balance for three consecutive months is between 6,543,800 yuan (including 6,543,800 yuan) and 500,000 yuan or equivalent foreign currency. If the customer has opened an account for less than three months, the average daily financial assets and loans for three months will still be divided by the natural days of rolling three months (including the current month) before the rating month.
Second, the platinum standard
The sum of the daily average personal financial assets and a certain proportion of personal loan balance for three consecutive months is between 500,000 yuan (including 500,000 yuan) and 2 million yuan or equivalent foreign currency. Other provisions refer to the gold card level.
Third, the diamond standard.
For three consecutive months, the sum of the average daily personal financial assets and a certain proportion of personal loan balance is more than 2 million yuan (including 2 million yuan) or equivalent in foreign currency. For other provisions, please refer to the gold card level.
2. The gold card of postal currency card has the following value-added services:
First, domestic new and old stamp products are displayed online. All you have to do is call the credit card customer service hotline of Postal Savings Bank, put forward the ordering demand, and provide you with the reservation service wholeheartedly.
Second, if you apply for credit products such as the Postal Savings Bank, you can enjoy priority and quality services, and there are more exclusive products waiting.
Third, on the birthday of the cardholder of the primary card, both the primary card and the secondary card can enjoy double points. You can handle business at the credit card customer service and hotline of Postal Savings Bank, and you can enjoy priority queuing service, saving your time.