Payments made with Alipay when shopping at CP Lotus supermarkets cannot be deducted. Payment must be made with a Bank of Communications CP Lotus credit card at the designated CP Lotus store, and the actual payment amount for a single purchase exceeds RMB 388. Yuan, you can get 38 Yuan payment deduction.
The credit card credit received by cardholders can be used to offset card consumption at designated CP Lotus stores. The card credit received by the cardholder must be used within the validity period, which is 60 days from the date of import of the card credit.
Card swiping funds cannot be directly used for card swiping purchases. Instead, they will be automatically refunded and fully deducted from the RMB transaction amount of the above designated consumption within the validity period of the card swiping funds, and within three days after the designated consumption transactions are recorded in the account. Debited to the cardholder's CP Lotus credit card account.
If the cardholder does not use the credit card within the validity period, it will be deemed that he or she has automatically given up the reward, and the credit card reward will be automatically invalidated. If a cardholder who meets the conditions for receiving the gift applies to cancel the card during the event period, Bank of Communications has the right to cancel or deduct the reward received by the cardholder.
Extended information:
Characteristics of CP Lotus Credit Card:
1. Consumption points can be redeemed for CP Lotus electronic consumer cards
Earn 1 point for RMB transactions and 1 USD for USD transactions, regardless of in-store or out-of-store purchases, but do not include non-point purchases currently stipulated.
2. Exclusive benefits for CP Lotus franchised stores
Exclusive price discounts for designated products without designated business days at franchised CP Lotus stores. Co-branded credit card customers can obtain Exclusive additional shopping discounts, the price will be lower than usual;
3. Overseas consumption can be repaid in local currency to help users manage finances easily
Bank of Communications Pacific Lotus Credit Card helps users manage finances easily , allowing users to repay in RMB whether they use this card at home or abroad, avoiding the inconvenience caused by insufficient foreign exchange abroad.
Baidu Encyclopedia—Bank of Communications CP Lotus Credit Card
Bank of Communications Official Website—CP Lotus Credit Card Activities Terms and Conditions